Study abroad essentials

The Ultimate Guide for International Students

Your Life Changing Journey Begins Here

Studying abroad is one of the most transformative experiences you'll ever have. It's not just about earning a degree, it's about discovering new cultures, building lifelong friendships, and gaining independence. But to make the most of this adventure, preparation is key.

This ultimate guide covers everything you need, from choosing the right country and packing your bags to settling in, staying safe, and thriving academically. Whether you're heading to Australia, Canada, Ireland, New Zealand, the UK, or the US, this is your one-stop resource for a smooth transition.

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📈 Quick Comparison

CATEGORY
Australia

AUS

Canada

CAN

Ireland

IRE

New Zealand

NZ

United Kingdom

UK

United States

US

Visa TypeSubclass 500Study PermitStamp 2Student VisaStudent VisaF-1
Work Hours48 hours/fortnight during term time20 hrs/week20 hrs/week20 hrs/week20 hrs/week (degree), 10 hrs/week (below degree)20 hrs/week (on-campus)
Health InsuranceOSHCProvincial/PrivatePrivateMandatoryNHS SurchargeUniversity Plan
Banking (Best)Commonwealth, Up Bank, INGTDAIBANZHSBC, Revolut, MonzoChase, Chime, Current
SIM (Best)TelstraRogers, Fido, FreedomThreeSparkThreeVerizon
Transport PassOpal CardPresto CardLeap CardAT HOPOyster CardMetroCard
Housing SiteFlatmatesKijijiDaft.ieTradeMeSpareRoomZillow
Emergency No.000911112 or 999111112 or 999911
Post-Study Visa2-6 yrsUp to 3 yrs2 yrs1-3 yrs2 yrs1-3 yrs (OPT)

Before You Leave, Pre-Departure Essentials

🌍 Choosing the Right Destination & Course
  • Research universities based on:
    • Rankings & reputation (QS, Times Higher Education)
    • Course structure (practical vs. theoretical focus)
    • Cost of living & tuition fees (varies greatly by country)
    • Post-study work opportunities (check visa policies)
🛂 Student Visa Process
  • Each country has different requirements:
    • Australia: Subclass 500 (requires health insurance, proof of funds)
    • Canada: Study Permit (may need a biometrics appointment)
    • UK: Student Visa – CAS letter required
    • US: F-1 Visa (SEVIS fee, embassy interview)
    • Ireland & New Zealand: Similar proof of enrollment & funds
🎓 Scholarships & Financial Aid
  • Check university websites for merit-based & need-based aid
  • Look into government scholarships (e.g., Fulbright, Chevening)
  • Consider part-time work options to supplement income

🌎 Country-Specific Guides

Australia Australia
Canada Canada
Ireland Ireland
New Zealand New Zealand
UK United Kingdom
USA United States

Australia Australia - Key Information 2025

  • Visa: Subclass 500 (requires OSHC health insurance, proof of funds: AUD$29,710/year)
  • Work Rights: 48 hours/fortnight during term time
  • Health Insurance: Overseas Student Health Cover (OSHC) mandatory
  • Banking: Big 4 banks (Commonwealth, ANZ, NAB, Westpac) offer student accounts
  • SIM Cards: Telstra (best coverage), Optus, Vodafone
  • Transport: Opal Card (Sydney), Myki (Melbourne), Go Card (Brisbane)
  • Housing: On-campus (expensive), off-campus (Flatmates, Domain)
  • Emergency Number: 000
  • Post-Study Work Visa: 2-6 years depending on qualification

Canada Canada - Key Information 2025

  • Visa: Study Permit (requires proof of funds: CAD$20,635/year (outside Quebec) + first year tuition + travel
  • Work Rights: 20 hours/week during term, full-time during breaks
  • Health Insurance: Provincial coverage (e.g., OHIP in Ontario) or private insurance
  • Banking: TD, Scotiabank, RBC (student accounts with low fees)
  • SIM Cards: Rogers, Fido, Freedom
  • Transport: Presto Card (Ontario), Compass Card (BC), OPUS (Quebec)
  • Housing: On-campus (limited), off-campus (Kijiji, Facebook Marketplace)
  • Emergency Number: 911
  • Post-Study Work Visa: Up to 3 years (PGWP)

Ireland Ireland - Key Information 2025

  • Visa: Stamp 2 (requires proof of funds: €10,000/year + tuition)
  • Work Rights: 20 hours/week during term, 40 hours in summer
  • Health Insurance: Private (e.g., VHI, Laya) or EHIC (EU students)
  • Banking: AIB, Bank of Ireland (student accounts with no fees)
  • SIM Cards: Three, Vodafone, Eir (cheap prepaid plans)
  • Transport: Leap Card (Dublin), Bus Éireann (regional)
  • Housing: Competitive—use Daft.ie, Rent.ie
  • Emergency Number: 112 or 999
  • Post-Study Work Visa: 2 years (Stamp 1G)

New Zealand New Zealand - Key Information 2025

  • Visa: Student Visa (requires NZD$25,000/year living proof)
  • Work Rights: 20 hours/week during term, full-time in breaks
  • Health Insurance: Mandatory (some universities include it)
  • Banking: ANZ, ASB, Westpac (student accounts)
  • SIM Cards: Spark (best coverage), Vodafone, 2degrees
  • Transport: AT HOP (Auckland), Snapper (Wellington)
  • Housing: Trademe, Flatmates NZ
  • Emergency Number: 111
  • Post-Study Work Visa: 1-3 years depending on qualification. "Green List" pathways for certain qualifications

UK United Kingdom - Key Information 2025

  • Visa: Student Visa – CAS letter required, £1,023/month outside London (9-month total: £9,207)
  • Work Rights: 20 hours/week (degree students), 10 hours/week (below degree)
  • Health Insurance: NHS surcharge (£1,035/year)
  • Banking: HSBC, Santander, Barclays (student accounts)
  • SIM Cards: Three, EE, Vodafone (cheap SIM-only deals)
  • Transport: Oyster Card (London), Railcard (16-25 discount)
  • Housing: SpareRoom, Rightmove, Uni accommodation
  • Emergency Number: 999 or 112
  • Post-Study Work Visa: 2 years (Graduate Route)

USA United States - Key Information 2025

  • Visa: F-1 Visa (requires SEVIS fee, proof of funds, embassy interview)
  • Work Rights: 20 hours/week on-campus (off-campus requires CPT Curricular Practical Training and OPT Optional Practical Training processes). CPT available for degree-related work, OPT for 1-3 years post-graduation
  • Health Insurance: Mandatory (often through university))
  • Banking: Chase, Bank of America (student accounts), Revolut, Wise, Chime
  • SIM Cards: T-Mobile, AT&T, Verizon
  • Transport: Subway (NYC), T (Boston), Uber/Lyft widely used)
  • Housing: On-campus (dorms), off-campus (Zillow, Craigslist—beware scams)
  • Emergency Number: 911
  • Post-Study Work Visa: 1-3 years (OPT, STEM extension - 24-month OPT extension for STEM graduates)

🎯 Final Tips for All Countries

  • Plan finances carefully—living costs vary greatly.
  • Arrive early to settle in before classes start.
  • Join student groups to make friends fast.
  • Keep digital + physical copies of important docs.
  • Stay informed on visa rules, they change often.

Disclaimer: The figures, content, and information provided here are estimates based on data available as of 06th Dec 2025. Please note that prices, economic conditions, and other details may change over time. We recommend using this information as a general guide only and check official government websites for the most current information, as policies change frequently.

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